Retirement Plan Sponsors
The need for professional retirement plan and investment advice - from an advisor you can trust - has never been greater.
As an employer, you share the responsibility for guiding your employees toward making decisions that will afford them greater financial freedom in retirement. But here’s the quandary: Just as your employees look to you for financial guidance and advice, you must seek out an expert to help you navigate plan regulation and administration.
With the retirement industry becoming more complex and regulated, today’s plan sponsors need more specialized services, including:
- Fiduciary and consulting support to help manage fiduciary requirements and risk
- Professional advice about how to offer competitive employee benefits at a reasonable cost
- Access to robust data to use in benchmarking plans and investment managers
- More effective financial education programs for employees
Like most plan sponsors, you have many demanding challenges competing for your attention. Because we work with retirement plans every day, our experience can help save you time, effort and worry. We’re confident that our service capabilities will allow us to deliver value, seek to improve participant outcomes, and help you manage your fiduciary risks.
- Defined Contribution Plans
- Governmental or Tax-Exempt 457(b) plans
- Defined Benefit Plans
- SIMPLE IRA Plans
- Individual Retirement Accounts (IRAs)
Resources for Retirement Plan Sponsors
Annual Contribution Limits, Plan Comparison
Whether you’re an employer who wants to help your employees work toward a secure retirement, or someone who wants to plan for your own future, this handy guide can help you narrow the focus and zero in on a retirement plan that could work for you in 2024. Because of the complexities involved with qualified
retirement plans, always consult your legal or tax advisor to be sure you are complying with the rules.
Taking Charge of Your Fiduciary Responsibilities
By sponsoring a 401(k) plan, you’ve made an important investment in helping secure the future of your company’s most valuable asset—your employees. This guide is designed to help you understand these responsibilities and how to effectively manage the retirement plan you offer your employees.
Inside This Guide You’ll Find:
- What is a fiduciary
- What are the basic fiduciary responsibilities
- How ERISA Section 404(c) can help limit your liability
- The importance of documentation
- Why you need an Investment Policy Statement
- How to approach the investment selection and monitoring process
- What you need to communicate to participants
- Your plan administration responsibilities
